What you'd get at every age from 62 to 70

Your Social Security benefit at each claiming age, what each one adds up to over a lifetime, and when waiting catches up — with the rule behind every figure.

Date of birth Sets your full retirement age, and the day you reach each age.

Full benefit at your full retirement age Already filled in with an example, so the figures below work right away. Your own is the monthly amount on your Social Security statement (ssa.gov/myaccount).

What this covers

Your own retirement benefit, and how the month you start changes it. It does not cover spousal or survivor benefits, the earnings test if you keep working before full retirement age, benefits reduced by a government pension, or Medicare premiums deducted from your payment.

Where these figures come from

Also on this site: the married-couple figures, the required withdrawal (RMD) calculator, the Roth conversion calculator, your retirement timeline, and why the 1959 birth year has two answers. The iPhone app adds Explain, which answers questions about your own figures in plain English.

Estimates and general information only — not tax, investment, or financial advice, and not a substitute for your own tax professional. Not affiliated with the Social Security Administration, the IRS, or any government agency. Nothing you type here leaves your browser. Figures assume no future cost-of-living increases and no change in the law; check them against your Social Security statement before acting on them.